By your side every
step of the way

At Wheeler DeGraaf Financial, our focus is straightforward: we're here to help guide prospective clients to and through retirement.

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What We Do
A personal approach to your financial journey

In our practice, we set ourselves apart through deeply personal and thorough customer service. Our hands-on approach means we are with you every step of the way, offering financial confidence by taking the work and worry off your plate. We focus on solving problems rather than selling products, maintaining our independence to provide objective advice.

Our team’s commitment is to plan, implement, and protect your financial future with only the plans and products we would choose for ourselves. We effectively balance work, life, and family while helping you transition from wealth creation to wealth accumulation and ultimately to wealth distribution. Above all, as a referral-only practice, we exclusively prioritize our clients' interests above our own.

How We Help

How We Help
Striving to be your Ideal Partner

We are dedicated to helping clients prioritize and achieve their financial goals for a comfortable retirement through comprehensive planning and management services.

Our Process

Strategic Benefit Consulting

Customized, value-driven benefit programs designed to support employees and their families.

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Our History

Wealth Management

Personalized financial strategies aligned with your goals and long-term security.

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Our Values

Insurance Solutions

Comprehensive coverage options to protect your financial well-being and provide comfort and confidence.

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Our Resources

Qualified Plans

Want to learn more about retirement, social security, or estate strategies? We have a wealth of resources.

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Who We Serve
A Rich History Rooted In Dedication

In 1992, two individuals with a shared vision embarked on a journey to make a meaningful difference in the lives of others. With substantial experience in financial services, Larry and Jeannie DeGraaf launched their own financial planning practice. As partners in life and business, they created not just a business but a culture of genuine care and commitment. Over the years, what emerged from their union was a company highly regarded for its dedication to client care and financial guidance.

The business, originally known as DeGraaf Financial, evolved further in May 2019 with a significant merger, becoming Wheeler DeGraaf Financial. This merger with Wheeler Associates marked a new generation for the business, blending the original vision with fresh perspectives and innovative approaches. 

Today, our team of like-minded professionals continues to uphold the DeGraafs' vision of prioritizing people, aiming to provide financial progress and protection. Our story is one of dedication to people and their financial well-being. We continue to honor the legacy of Larry and Jeannie DeGraaf by upholding the values and mission that have been at our core since the beginning.

Success Stories
Knowledge Library

Read about real experiences from our clients.

You Would Rather Be...

You Would Rather Be...

Are you a thrill seeker, or content to relax in the backyard? Use this flowchart to find out more about your risk tolerance.
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It May Be Time for a Financial Checkup

It May Be Time for a Financial Checkup

It’s never a bad time to speak with your financial professional about changes in your situation.
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Managing Health Care Costs in Retirement

Managing Health Care Costs in Retirement

Learn what Medicare does and doesn’t cover and find out how to plan for out-of-pocket costs.
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Our Process
Ready To Get Started?

Step 1:
Get To Know You

We start by understanding your specific situation, including your needs and goals. This foundational step allows us to tailor our approach to your unique circumstances.

Step 2:
Build The Plan

With a clear understanding of your objectives, we craft a customized financial plan. This plan serves as a roadmap to help you navigate your financial journey.

Step 3:
Guide & Adjust

As life evolves, so too should your financial plan. We guide you through the execution of your plan and make necessary adjustments to align with your changing needs and aspirations.